 |
 |
|
|---|---|---|
| Federal | $0 | $0 |
| Per State |
$15 | $15.99 |
| Refund tracking | Built-in for federal & state | Federal only |
| Refund assistant | Included Personalized plan for building credit or paying down debt |
None |
| Up to 5-day early refund | $0
with Credit Karma Money™3 |
Not offered |
| Optional add-ons for additional convenienceOptional add-ons for additional convenience | ||
| Use your refund to pay | $29
PLUS bundle1 with 1yr audit defense |
$52.97 combined total2 3 yrs federal, 4 yrs state audit defense |
| Audit defense | ||
| Specialist support | ||
| Expert final review | $39 | Not offered |
| Up to 5-day early refund | $35
with your own bank4 |
Not offered |
File your federal taxes for free
File your federal taxes online for $0– all IRS forms included.
Plus, file state taxes for just $15.
Free Credit Karma Tax vs. FreeTaxUSA
See how our $0 DIY federal tax filing compares.
Free Credit Karma Tax is powered by TurboTax.
35-day early program may change or discontinue at any time.
4Up to 5 days before IRS delivery in your own bank account for a fee. Terms apply. Money movement services by Intuit Payments, Inc. licensed by NYDFS.
Every tax situation covered from simple to complex
Free online filing
for federal
Pay $0 to file your federal taxes, all forms included. No matter what.
Max refund,
guaranteed
Get your biggest refund possible – or your money back.5 It’s guaranteed.
5-day early
refund
Get your refund up to 5 days early for free with Credit Karma Money™3 or with your own bank for a fee.4
100% accuracy,
guaranteed
100% accurate calculations guaranteed.6 Plus, choose Expert Final Review for just $39.
All forms
included
Schedule C, D, E, A, SE; self-employed Form 1040; crypto Form 8949 & Form 1099-DA.
Easy form
submission
You can import photos of your W-2 and 1099 forms and upload them effortlessly.
Free filing for
federal taxesPay $0 to file your federal taxes, all forms included. No matter what.
Max refund,
guaranteedGet your biggest refund possible – or your money back.5 It’s guaranteed.
5-day early
refundGet your refund up to 5 days early for free with Credit Karma Money™3.
100% accuracy,
guaranteed100% accurate calculations guaranteed.6
All forms
includedSchedule C, D, E, A, SE; self-employed Form 1040; crypto Form 8949 & Form 1099-DA.
Easy form
submissionYou can import photos of your W-2 and 1099 forms and upload them effortlessly.
Biggest refund,
guaranteed
File for free and get every dollar you deserve – or your money back5
Getting started is easy
- Ditch the paperwork – your docs and data are imported for you.
- Directly import your W-2 from millions of employers or snap a photo of it.
- Add last year’s tax return to auto-fill your info in a snap.
100% accurate calculations, guaranteed
We perform thousands of checks on your return, and we’re confident in its accuracy. So, you're off the hook for penalties and interest if we make a mistake.6
Enjoy your refund up to 5 days early
Get your funds up to 5 days before IRS delivery with Credit Karma Money™ for free3 or with your bank account for just $35.4
Free federal filing for all & extras for those who want them
100% accuracy guaranteed.6 Plus, features to help you file with more confidence.
Upgrade to our
PLUS Bundle1 for $29
- 1-on-1 specialist support
- Annual audit defense
- Use your refund to pay
Expert Final
Review for $39
- Have an expert review your taxes before hitting that “file” button
Start filing for free now
Free Credit Karma Tax makes things easy by helping you import your financial docs so you can file as soon as today.
Frequently asked questions
There is no catch. All IRS forms and schedules are included at no cost, including:
- Schedule C (self-employed income)
- Schedule SE (self-employment tax)
- Schedule D (capital gains and investments)
- Form 8949 (stock and crypto sales)
- Schedule E (rental income)
- Schedule A (itemized deductions)
- Schedule 1 and other additional income forms
Absolutely not. These are strictly optional "peace of mind" services. You can successfully file your federal return for $0 without selecting any of these add-ons.
Yes. Your ability to e-file a complete and accurate federal tax return is not tied to a purchase. You have full access to all forms and filing capabilities regardless of whether you choose an add-on.
State filing is available for a flat fee of $15 per state.
We want our customers to love our products and services. Because we have customers who pay for our premium products and services, we can offer free tax filing to many customers.
Free Credit Karma Tax is powered by TurboTax technology.
Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.
*Not indicative of your actual refund. National average based on IRS data as of February 21, 2025.
1 Terms apply.
2 FreeTaxUSA offers these services individually for a fee (not included in a bundle): Pay with your refund ($24.99); Audit Defense ($19.99); Specialist Support ($7.99).
3 Up to 5 Days Early in a Credit Karma Money account: To be eligible, you don't need to file your taxes with a particular tax prep service. However, you will not be eligible if you choose to pay your tax preparation fee using your federal tax refund or choose to take a Refund Advance loan. 5-day early program may change or discontinue at any time. Up to 5 days early access to your federal tax refund is compared to standard tax refund electronic deposit and is dependent on and subject to IRS submitting refund information to the bank before release date. IRS may not submit refund information early. Banking services for Credit Karma Money accounts provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply per account.
4 Up to 5 Days Early to Your Bank Account: Personal taxes only. Your federal tax refund will be deposited to your selected bank account up to 5 days before the refund settlement date provided by the IRS (the date your refund would have arrived if sent from the IRS directly). The receipt of your refund 5 Days Early is subject to IRS submitting refund information to us at least 5 days before the refund settlement date. IRS does not always provide refund settlement information early. You will not be eligible to receive your refund up to 5 Days Early if (1) you take a Refund Advance loan, (2) IRS delays payment of your refund, or (3) your bank’s policies do not allow for same-day payment processing. Up to 5 Days Early fee will be deducted directly from your refund prior to being deposited to your bank account. If your refund cannot be delivered at least 1 day early, you will not be charged the Up to 5 Days Early fee. Up to 5 Days Early program may change or be discontinued at any time.
5 If you get a larger refund or smaller tax due from another tax preparation method by filing an amended return, we'll refund the applicable TurboTax federal and/or state purchase price paid. (Free Credit Karma Tax customers are entitled to payment of $30.) This guarantee is good for the lifetime of your individual tax return, which Intuit defines as seven years from the date you filed it with Free Credit Karma Tax. Additional terms and limitations apply. See TurboTax Terms of Service for details.
6 If you pay an IRS or state penalty or interest because of a Free Credit Karma Tax calculation error, we'll pay you the penalty and interest. You are responsible for paying any additional tax liability you may owe. Excludes payment plans. This guarantee is good for the lifetime of your individual or business tax return, which Intuit defines as seven years from the date you filed it with Free Credit Karma Tax. Additional terms and limitations apply. See TurboTax Terms of Service for details.